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7475038 System and methods for disclosing transaction information to customers  
A method of disclosing transaction information to customers includes receiving at a host computer system a file comprising processing information. The processing information comprises a plurality...
7474779 Check imaging device  
A check reader and method for reading magnetic ink characters on a check involve a controller configured to control a motor to move a check through a check path in a first pass past a magnetic...
7472827 Limited use PIN system and method  
The present invention facilitates transactions by providing a limited use PIN that is associated with a primary account and/or PIN number, wherein the limited use PIN is presented to the merchant...
7472826 Bank deposit method  
According to the present invention, a business is issued a deposit card readable on a debit card reader enabling the business to transmit deposit information to its bank or financial institution...
7472825 Transaction terminal  
A transaction terminal including a motherboard and a display coupled to the motherboard. The transaction terminal further includes a removable data carrier reader coupled to the motherboard and an...
7472824 Automated banking machine processing system and method  
An ATM processing system ( 50 ) is comprised of a server computing system ( 56 ) and a coordination server application ( 54 ) operative in the server computing system. The coordination server...
7469824 Check accepting and cash dispensing automated banking machine system and method  
An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to...
7469823 Automated banking machine which dispenses, receives and stores notes and other financial instrument sheets  
An ATM ( 10 ) includes a housing ( 46 ) including a generally L-shaped chest portion ( 48 ) and an upper housing portion ( 54 ). The ATM includes a fascia ( 12 ) which extends on the outside of a...
7469822 Drum machine for the storage of banknotes  
A machine for the storage of banknotes comprises means ( 11, 22 ) for conveying banknotes in sequence from an input ( 13 ) of the machine to an internal compartment ( 14 ) that comprises in turn a...
7469817 Validating removable fare collection system  
A low cost fare collection system includes a removable farebox having an integral collection box. The farebox can be installed in a temporary installation at a fare collection location for the...
7467744 Check accepting and cash dispensing automated banking machine system and method  
An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to...
7464868 Coin-discriminator voucher anti-counterfeiting method and apparatus  
Vouchers and methods for providing vouchers configured to assist in distinguishing unauthorized duplicate or counterfeit vouchers are disclosed herein. In one embodiment, a voucher can include a...
7464861 Partitioned credit system  
The present invention discloses a wherein the total available credit for a user is divided into discrete subsets which may be attributed to different purposes such as internet purchases, business...
7464860 Conducting assisted self-service transactions in a banking facility through a database schema  
A system for use in assisting a self-service transaction at a service facility includes one or more self-service terminals, each configured to gather transaction information associated with a...
7464859 Reimbursement process and processor for conducting a financial transaction  
A purchase account is issued without association to a reimbursement account. The purchase account is registered, forming an association with the reimbursement account for reimbursement...
7464832 Media cassette with internal lock  
The media cassette for a media dispenser includes a cassette body including a storage space in which media are filled. A media discharging opening is provided at a side thereof. A discharging door...
7461779 Cash withdrawal from ATM via videophone  
Apparatus and method for purchasing cash from an ATM. The ATM has a unique identifier visibly located thereon. A customer phone includes a camera and a programmable memory. The camera can be used...
7461778 Method of identifying a copied security document  
A method of determining a counterfeit security document which includes a number of coded data portions indicative of an identity of the security document; and at least part of a digital signature...
7461777 Automated banking machine which dispenses, receives and stores notes and other financial instrument sheets  
An exemplary ATM ( 10 ) includes a fascia ( 12 ) which extends on the outside of a wall ( 14 ) and includes a user interface ( 15 ). Responsive to user inputs through the user interface, the ATM is...
7461776 Method and apparatus for money transfer  
A method of performing a money transfer send transaction comprises receiving information at a call center from a sender for a send transaction, including a proposed send amount, and responsive to...
7461775 Apparatus and methods for processing misread or miskeyed magnetic indicia  
The present invention is directed to methods and apparatus for processing check data, such as data stored using magnetic indicia. In one embodiment, a check transaction processing system receives...
7461774 Customer interaction process and system  
A customer interaction process may include conducting various activities at customer interaction console in addition to banking transactions. The customer interaction process may include retrieving...
7461773 Method of operating an image-based self-service check depositing terminal in response to a fault condition  
A method is provided of operating an image-based check depositing terminal in response to a fault condition. The method comprises the steps of receiving a non-customer identification card from an...
7461028 Method and system for authorizing use of a transaction card  
A method for authorizing purchases by an owner of an account previously established with a bank where the owner wants to purchase an item from a merchant. The method including the step(s) of: (i)...
7458510 Authentication of automated vending machines by wireless communications devices  
A wireless device includes a contactless communications facility such as a contactless Integrated Circuit (IC) card to engage in a transaction with a vending machine. The wireless device obtains...
7458509 systems, methods and devices for selling transaction instruments  
The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail...
7458507 ATM machine and methods with currency conversion capabilities  
Methods, systems, and Automated Teller Machines (ATMs) are disclosed which provide ATM currency conversion capabilities. In one embodiment, a financial account number associated with a financial...
7458506 Paper money handling machine  
A bill handling apparatus, such as an ATM, for handling bills each having an IC chip which holds unique discriminative information includes a manipulating unit for selecting the type of transaction...
7455220 Systems and methods for managing throughput of point of sale devices  
Systems and methods for electronically processing accounts receivable (AR) check transactions via a location-base device associated with a merchant. The location-base device, such as a...
7455219 Method for handling cassettes for bank notes  
A method is provided for handling cassettes for bank notes, for automatic tellers and/or deposit devices. The method for handling cassettes for bank notes, for automatic tellers and/or deposit...
7451919 Self-service terminal  
A self-service terminal ( 10 ) comprising a plurality of components associated with a valuable media, such as a card reader ( 28 ) or cash dispenser ( 30 ). Each component includes or is associated...
7451918 Booth for performing financial transactions  
The present invention involves booths for performing financial transactions which are particularly accessible by wheelchair users or other handicapped individuals. In one embodiment, a transaction...
7451917 Transaction terminal comprising imaging module  
A transaction terminal including a display, a housing, an imaging module assembly wherein the imaging module assembly comprises a control and decode circuit, an imaging module, and a light pipe...
7451913 Apparatus, system, and method for point of sale currency verification  
The apparatus for point of sale currency verification includes a point of sale check printer having a printing device configured to print information on first and second opposing faces of a...
7451116 Automated transaction machine digital signature system and method  
An automated transaction machine such as an ATM ( 10 ) is provided. The ATM is operative to digitally sign electronic documents ( 42 ). The ATM may be in operative connection with a storage server...
7448540 Electronic settlement system, settlement apparatus and terminal  
An electronic settlement system for settling a transaction through a communication network comprises a settlement apparatus which performs the settlement of the transaction; a billing terminal...
7448539 Method for maintaining a customer account  
A customer is provided a telephone number to which a calling party incurs a charge to be connected. An account balance, which reflects funds deposited into the customer's account but not yet used...
7448538 Limited use pin system and method  
The present invention facilitates transactions by providing a limited use PIN that is associated with a primary account and/or PIN number, wherein the limited use PIN is presented to the merchant...
7448536 Check accepting and cash dispensing automated banking machine  
An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to...
7448535 RF communication of data between currency canister and automated banking machine  
An automated canister reloading machine is able to reload a currency canister removed from an ATM. The reloading machine includes a supply of currency notes. The reloading machine can transfer...
7448533 Medical image file management system and medical image film  
A medical image film management system for managing an image film showing a captured diagnostic image of a corresponding patient includes at least one wireless tag to be attached to the image film,...
7447661 Electronic bearer bond online transaction system  
An electronic transaction system, comprising bearer bond means for providing an online electronic bearer bond having a monetary value, transaction means for performing monetary transactions with...
7445155 Method of transmitting electronic signature during a financial transaction  
A transaction apparatus ( 10 ) includes a multifunction card ( 12 ) and a portable terminal ( 14 ). The multifunction card includes a programmable memory ( 18 ). The programmable memory is used to...
7445149 System for biometric security using a smartcard  
The present invention discloses a method for facilitating biometric security in a smartcard-reader transaction system by proffering a biometric. The biometric may be proffered to a biometric sensor...
7445146 Card activated cash dispensing automated banking machine system and method  
A card activated cash dispensing automated banking machine system and method is provided. The machine is operate to read a financial card bearing account indicia with a card reader of the machine....
7445145 Cash dispensing automated banking machine deposit printing system and method  
An automated banking machine which dispenses cash and includes a mechanism for accepting deposited items. Deposited items may be provided to the machine in envelopes which are first passed to a...
7445144 Cash dispensing automated banking machine diagnostic system and method  
An automated banking machine ( 10 ) includes a cash dispenser ( 54 ). Servicing the machine is facilitated through use of a portable diagnostic article ( 98 ) which enables the controller to access...
7441695 Validator with improved recycling cassette  
A banknote acceptor and dispenser uses a stacked configuration of the validator the banknote accumulator and dispenser and the banknote cassette. The banknote accumulator includes a count window...
7440924 Method and system for processing financial instrument deposits physically remote from a financial institution  
A system that includes computer hardware, computer software, apparatus, and methodology that enables individuals, businesses, and all types of organizations (both for profit and non-profit) to...
7438224 Transaction card with stake  
A financial transaction card is associated with seeds of at least one type, where each of the seeds is configured for planting in a composition. The financial transaction card includes a substrate...