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7603304 Domain specific return on investment model system and method of use  
A system and method for creating and executing a business model for domain specific decisions to compare possible alternative business solutions to maximize results is provided. A domain-specific...
7603303 System and method for risk management  
A margin requirement is computed while trading. The margin requirement may be calculated while trading because the preferred system takes into account working orders to generate the margin...
7603302 Automated banking machine system with multiple entity interface  
An automated banking machine ( 12 ) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system ( 14 ) through an intranet ( 16 ),...
7599885 Many-to-many correspondence: methods and systems for replacing interbank funds transfers  
By establishing a correspondence account in each Financial Service Provider (FSP) of a group of FSPs and a secure inter-FSP messaging mechanism, transfers of funds entirely within member FSPs (FSP ...
7599883 Systems, applications and products in data processing for credit check  
A system, application and product in data processing is disclosed for setting up a credit check of a customer. A customer risk category is set. A credit is reviewed based on the risk category. A...
7599881 System and method for offering an incentive to a user of an electronic commerce web site  
The invention provides a computerized electronic auction payment system and method for effecting a real-time payment for an item won in an electronic auction by setting up and maintaining...
7599880 System and method for quick quote configuration  
A method and system are described for providing a trader with the ability to quickly configure the quoting side of a trading tool, without experiencing the normal delays associated with...
7599878 Method, apparatus, and system for bidding in rounds  
A method of conducting an auction in at least two rounds is disclosed. The method includes conducting the first auction round, applying a rule to an occurrence in the first auction round, and...
7599875 Dual quote market system  
A system for securities quotes is described. The system and allows posting of a bid and offer price for a security for a proprietary account. The system use a unique market maker identifier for a...
7599870 System, method and framework for generating scenarios  
System, method and framework for generating scenarios used in risk management applications. The present invention is based on a generic framework that provides levels of abstraction, segregates...
7599868 System and method for displaying trading data  
A system and method are provided for presenting trading information. One example method includes displaying a plurality of effective trade indicators corresponding to price levels at which...
7599867 System and method for chart pattern recognition and analysis in an electronic trading environment  
A system and method are provided for chart pattern recognition and analysis. In one embodiment, a graphical interface is provided to enable a trader to select a portion of a chart to be used in the...
7599866 Simultaneous optimal auctions using augmented lagrangian and surrogate optimization  
A method for determining a market clearing price (“MCP”) in an electricity market, in which an objective function relates the MCP and constraints in terms of a nonlinear programming expression,...
7599863 Order file processing using order variables from two sources and authentication  
Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification...
7599862 Transferring funds in connection with internet orders using order variables from two sources and authentication  
Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification...
7599861 System and method for closed loop decisionmaking in an automated care system  
There is disclosed a system functional for operating and updating an interactive voice response self care system which utilizes various types of models. The system is capable of improving the...
7597249 Automated banking machine system with multiple browsers  
An automated banking machine ( 12 ) is operative to conduct transactions in response to mark up language documents and TCP/IP messages exchanged with a local computer system ( 14 ) through an...
7596612 Interface system for carrier virtual network system  
The present invention provides a system and method to permit the network management system to indirectly manage layer one telecommunication resources dedicated to a carrier virtual network from a...
7596522 Computer program product for fully insuring large bank deposits  
A computer program product is provided that includes computer-readable media encoded with instructions that, when executed by a processor, process large deposits that exceed an established deposit...
7596521 Process for determining object level profitability  
A process for determining object level profitability includes the steps of (1) preparing information to be accessed electronically, (2) establishing rules for processing the prepared information,...
7596520 Systems and methods for general aggregation of characteristics and key figures  
Computer-implemented methods, computer systems, and computer programs product are provided for automated generic and parallel aggregation of characteristics and key figures of unsorted mass data...
7594027 Data access using a machine-readable card  
A communication system is disclosed comprising a communication network and a communication device. The communication device reads machine-readable information from a card, wherein the information...
7593899 Method and system for online payments  
Methods and systems are disclosed which relate to online payments via interface surfaces printed with information and coded data. The coded data, encoded visibly or invisibly, may be queried by an...
7593896 Credit card system and method  
A credit card system is provided which has the added feature of providing additional limited-use credit card numbers and/or cards. These numbers and/or cards can be used for a single transaction,...
7593895 Profitability evaluation in transaction decision  
A risk assessment system that performs a risk assessment of a financial transaction. The risk assessment system incorporates a profitability assessment scoring model that evaluates whether to...
7593894 Method, software program, and system for structuring risk in a financial transaction  
A method of structuring a financial transaction, including allocating to a transaction pool n credits, each of the credits having an obligation to make specified payments and each of the credits...
7593892 Financial institution portal system and method  
Systems and methods utilizing a portal on a single computer platform for improving risk assessment and business reporting are disclosed. The portal integrates at least two financial information...
7593891 Credit score simulation  
Systems and methods are described that simulate a credit score. The system enables a user to modify a credit data element in order to determine its effect on a credit score. The user can modify the...
7593889 System and method for processing data pertaining to financial assets  
A data processing system for processing loan data comprises acquisition logic, reporting logic, and financial asset generation logic. The acquisition logic is configured to receive information...
7593886 Method and system for providing rule-based collateral allocation and substitution  
A system and method are disclosed for managing collateral allocation and substitution in general collateral repurchase agreements. In a preferred embodiment, an intermediary computer system...
7593882 Report generator for allowing a financial entity to monitor securities class action lawsuits and potential monetary claims resulting therefrom  
Reports are automatically created of securities class action lawsuits customized to show potential monetary claims resulting from the lawsuits for securities purchased or acquired by one or more...
7593881 System and method for donor-directed asset management  
Methods and systems for facilitating donor-directed asset management are provided. In one embodiment, a program agreement may be established between a donor and a donee and an asset may be donated...
7593879 System and method for using diversification spreading for risk offset  
A system and method for analyzing a portfolio that includes a variety of diverse products is disclosed. The system and method determines the extent or non-extent of the correlation between the...
7593878 Method of constructing an investment portfolio and computing an index thereof  
A method for selecting investment assets for a portfolio is based upon a score derived for each asset which is indicative of its style, for example, whether a stock is predominantly a growth or a...
7593877 System and method for hybrid spreading for flexible spread participation  
A system and method for risk analysis of a portfolio of derivative products is disclosed which is conducted based on a set of flexible rules. The system and method allow creating predefined sets of...
7593876 System and method for processing partially unstructured data  
A system and method for processing partially unstructured data relating to a financial security. The system and method resolve first- and second-identifying data from the partially unstructured...
7593875 Financial system for isolated economic environment  
A system and method for conducting financial transactions in an isolated economic environment. The present invention includes a non-isolated financial account system based in a non-isolated...
7590594 Method, software program, and system for ranking relative risk of a plurality of transactions  
A method for ranking relative risk of a plurality of transactions, wherein each of the transactions has associated therewith a plurality of variables. In one embodiment the method includes...
7590593 Auction market with price improvement mechanism  
A system for auctioning financial products over a distributed, networked computer system includes a plurality of workstations for entering orders for financial products into the distributed,...
7590589 Game theoretic prioritization scheme for mobile ad hoc networks permitting hierarchal deference  
A method for providing unequal allocation of rights among agents while operating according to fair principles, comprising assigning a hierarchal rank to each agent; providing a synthetic economic...
7590585 Method and system for computer-implemented trading of secondary market debt securities  
A computer-implemented method and system for trading of debt securities (bonds), where multiple dealers participate and compete on a single platform ( 100 ). Dealers and investors have respective...
7590584 Computer system for virtual share dealing  
A computer system buys and sells virtual shares on behalf of investors, usually investing small sums, in order to reduce the dealing costs for small transactions. The system thus maintains a...
7590582 Method for analyzing investments using overlapping periods  
A process for the analysis and selection of financial investments based on a comparative analysis of performance and diversification. Large data sets can be manipulated in a manner that is simple...
7590581 Computer based system for pricing an index-offset deposit product  
A computer-based method for determining a value of an index-offset deposit product, having a principal amount P, a term T, a specified guaranteed amount G, and an index credit C, comprising: ...
7590580 Computer-implemented process and mechanism for implementing an employee stock ownership plan  
A method for implementing an employee stock ownership plan by monitoring performance of an equity-issuing commercial entity purchasing a predetermined percentage of a commodity used by said...
7590578 Electronic spread trading tool  
A versatile and efficient electronic spread trading tool to be used when buying and selling comparable commodities either simultaneously or in conjunction with one another. The spread trading tool...
7590577 Non-recourse funding of share repurchases  
Various embodiments of the present invention relate to a method implemented by a programmed computer system for use in a financial transaction involving an entity which issues shares, an entity for...
7590576 Visual representation and configuration of trading strategies  
A system and method are provided to visually represent and configure trading strategies used in electronic trading. The system and method may be used to visually represent, among other things, an...
7590575 Method and apparatus for converting, formatting, and displaying currency values  
A conversion function for converting between the euro and other currencies is provided that converts a value in one type of currency to a value in another type of currency according to EU-specified...
7590572 System and method for efficient return preparation for newly-independent filers  
A system and method for facilitating a transition from being a dependent of a parent tax filer to being a newly independent tax filer may include determining if a prior-year dependent will be...