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7496536 |
Systems and methods to facilitate a transfer of a refund amount from an educational institution to a student
According to some embodiments, systems and methods are provided to facilitate a transfer of a refund amount from an educational institution to a student. For example, a refund controller may...
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7496535 |
Computerized interface for constructing and executing computerized transaction processes and programs
An interface primarily used in computerized trading processes. In the especially preferred embodiments, the interface comprises a first sub-interface that allows “plug ins” to be dynamically...
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7496534 |
Methods for trade decision making
A method of trading assets on a market including: (1) receiving price data for an asset over one or more computer networks; (2) receiving current system position information; (3) storing the...
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7496531 |
Methods, systems, and computer program products for trading financial instruments on an exchange
Systems, methods and computer program products for trading financial instruments are described herein. A first order to buy or sell a financial instrument is received, where the first order...
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7496529 |
Electronic activity and business system and method
An electronic system for regulating activity that includes a standard user interface that requires all information presented in the system to be formatted in a standard (logical) manner that is...
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7493286 |
Filter module for a transaction processing system
A filter module for a WOSA/XFS transaction processing system is disclosed. The system includes a WOSA transaction manager which is responsive to transaction requests from at least one application....
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7493285 |
Payment process and system for transmission and/or service operations within a data packet transmission network
The invention concerns payment for transmission and/or service operations within a data packet transmission network ( 4 ) (improvement in payment token technology). According to the invention,...
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7493281 |
Automatic notification of irregular activity
A computer-implemented method includes receiving item data at a network-based transaction facility, the item data related to an item categorized in at least a first category of a plurality of...
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7493280 |
Method and system for setting an optimal reserve price for an auction
One embodiment of the present invention provides a method and system that computes the optimal level of the reserve price for an auction, with respect to a multiplicity of possible evaluation...
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7493278 |
Method and system for analyzing a capital structure for a company
Various embodiments of the present invention relate to methods and systems for analyzing a capital structure for a company (e.g., a public corporation). More particularly, one embodiment of the...
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7493262 |
Method for valuing intellectual property
A computer based system and method for calculating the value of a license for an intellectual property asset between a licensor and a licensee based on the licensor and licensee investment in the...
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7490059 |
Methods and systems for consolidating financial reporting information
Methods and systems are provided for providing financial reporting information to a customer. Financial reporting information for a multiple distinct financial accounts is received at a host. The...
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7490058 |
Automated dynamic negotiation of electronic service contracts
A method for automating contract negotiation between a plurality of parties over a communications network. The parties communicate and agree upon a negotiation protocol before commencing the...
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7490050 |
Method and system for furnishing an on-line quote for an insurance product
A method and system for furnishing an on-line quote for an insurance product, such as auto insurance, makes use of computer hardware and software to provide a user with an on-line, real-time quote....
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7487127 |
Merchant cash payment systems and methods
A method for facilitating the sale of goods or services comprises receiving at an ordering system payment information relating to a payment instrument that is being used to purchase a good or a...
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7487126 |
Computer network method for conducting payment over a network by debiting and crediting utilities accounts
A method for performing financial trading amongst a plurality of alternative trading systems using a common financial computer platform. The method including the steps of receiving at the common...
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7487123 |
Computer-implemented securities trading system with virtual currency and virtual specialist
A computer-implemented financial management system provides the trading of securities via a network using virtual currency. A server computer receives buy and sell orders for derivative financial...
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7487113 |
Systems and methods for providing item sales and delivery service
A method and system for providing item sales and delivery service (see FIG. 1 ) consistent with the invention includes arranging over a communications system ( 170 ) a sales transaction of an item...
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7484658 |
System for consumers at the point of purchase/sale to automatically invest funds into a personal money saving program
Herein taught is a system that allows an individual to automatically transfer funds into a personal money saving program via a retailer/wholesaler. The system is novel as a percent of the actual...
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7484087 |
Systems, methods, and software for preventing redundant processing of transmissions sent to a remote host computer
Systems, methods, and software that enable a remote host computer in receipt of a client transmission to reject subsequent redundant or duplicate transmissions from the client. The invention...
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7483856 |
System and method for effecting payment for an electronic auction commerce transaction
The invention provides a computerized electronic auction payment system and method for effecting a real-time payment for an item won in an electronic auction by setting up and maintaining...
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7483855 |
System and method for automated order entry on short queues
Orders are automatically sent to the market when certain user defined conditions are met. In particular, a trader can configure the trading application to automatically send orders for preset...
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7483854 |
Method and system for intelligent automated security trading via the internet
A method and system for intelligent automated security trading via the Internet, which provides an Automated Trading Service Center (ATSC), offering a Home Page Service and managing at least one...
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7483852 |
Total value bidding
A method and system of evaluating values of different payment or delivery terms in online auctions, including obtaining an interest rate and a period from a buyer for a lot, the lot having a...
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7483850 |
System and method for timed order entry and modification
A system and method for defining and processing timed orders are defined. According to one embodiment, a trader may define a timed order by defining an intra-day time trigger or a time period when...
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7483849 |
Stop-loss and trailing stop-loss system utilizing a dynamic price adjusting feature
Discloses is the use of a stop-loss and trailing stop-loss triggers utilizing a dynamic price-adjusting feature. Existing systems known in the art only allow one static stop-loss value to be used...
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7483848 |
Automated banking machine with improved resistance to fraud
An automated banking machine ( 10 ) includes a lockable first fascia portion ( 20 ) which when unlocked enables access to a chest lock input device ( 104 ), inputs to which enable opening a chest...
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7483847 |
System and method for referral fee processing in accounts managed by financial advisors
A method and apparatus which provides for a referral program where a financial institution, such as a broker dealer, can refer customers to an independent financial advisor, under an on-going...
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7480633 |
Real-time brokerage account application system and method
A system and method for processing a brokerage account application in a substantially real-time environment, where a host system retrieves Applicant data via a distributed network, communicates...
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7480632 |
Electronic collateral management system and method
A process for allocating specific assets from a pool of assets to secure a liability. Information concerning each of the assets in the pool of assets is received from at least two sources. A set of...
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7480631 |
System and method for detecting and processing fraud and credit abuse
A system and method for detecting and processing fraud and credit abuse is disclosed. One embodiment of the present invention comprises a method for detecting and processing fraud and credit abuse....
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7480630 |
Method for allocating financial values across multiple accounts using precise values
A method for allocating financial statement values across multiple accounts using precise values is provided. The method creates an n×m array of rounded allocation values, which are appropriately...
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7480629 |
Computer process for modeling flow of patients through hospital units
A method of assessing patient flow through a hospital is disclosed. Through the collection of data regarding hospital statistics, a model can be built. Also, an hourly cost can be assigned to each...
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7478071 |
Method and apparatus for determining and assessing information to be collected based on information-theoretic measures
A method, apparatus, and computer program product for determining and assessing information for collection from information sources for a desired level of decision accuracy are presented....
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7478064 |
System and process for applying for and obtaining universal multiple mortgage underwriting approvals
The present invention provides a system and process for a borrower to obtain a multiple mortgage underwriting approval. Using a borrower device connected to a network, a borrower provides mortgage...
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7478063 |
Stock trading application program
A stock trading application program which executes within an Internet browser is provided for capturing user specified subjective information concerning user rationale and logic for purchasing or...
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7478062 |
Financial management system and method
A system and method of performing financial management tracking comprising entering, on a mobile control device, data associated with a financial transaction; storing said entered financial...
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7478061 |
Automated audit process
A process for increasing profits of a business engaged in the purchase of large numbers of products and/or products of volatile pricing from numerous vendors that operates to identify pricing...
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7478057 |
Method for conducting an electronic commercial transaction
A method for conducting an e-commerce transaction between a user and a merchant is disclosed. The user has a customer account with a communication provider operating a first communication network....
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7475102 |
Random number generation method based on multivariate non-normal distribution, parameter estimation method thereof, and application to simulation of financial field and semiconductor ion implantation
Random number generating method for generating random numbers in accordance with multivariate non-normal distributions based on the Yuan and Bentler method I on computer. The method includes...
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7475038 |
System and methods for disclosing transaction information to customers
A method of disclosing transaction information to customers includes receiving at a host computer system a file comprising processing information. The processing information comprises a plurality...
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7475037 |
Guaranteed negotiation system and method
A system and method for facilitating the negotiation of credits. The bank issuing the credit and a nominated bank agree to program conditions pursuant to which the nominated bank, based upon its...
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7475034 |
Process for determining an auction methodology
A computer data processing system executing a method for selecting an auction methodology for a buyer/supplier procurement process, wherein the method comprises determining an auction scope in the...
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7475032 |
Systems and methods for creating financial advice applications
The present invention is a computer-implemented system and method for easily configuring new financial advice applications from various services and sub-applications in order to deliver consistent...
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7474904 |
Device for acquiring and transferring data concerning payment means to a banking institution
A device acquires information relating to payment particulars and for transfer of this information to a server center of a banking organization. The device includes an apparatus for reading the...
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7472098 |
System and method for execution of trades made pursuant to stock option and purchase plans
A system and method for inquiry of option and/or stock status and for processing trades made pursuant to stock option and purchase plans is provided. Participant information is stored and...
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7472090 |
Method and system for providing a higher credit limit to a customer
According to one embodiment of the invention, a method for providing a higher credit limit to a credit customer is provided. The method includes opening a credit account for a customer. The method...
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7472088 |
System and method for offering a financial product
A system and method for offering a financial product to a customer in real-time while the customer is conducting a transaction over a network. In response to received identification information...
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7472087 |
Trading program for interacting with market programs on a platform
A trading process having a trading methodology selected by a user is operative to interact with market processes having respective market methodologies. The trading process and the market processes...
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7472085 |
Apparatus and method for data interchange
An apparatus and method for data interchange provides a universal transaction mechanism for translating and sharing data, particularly financial data, thereby streamlining the exchange of financial...
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