Match Document Document Title
7472084 Method and apparatus for creating and managing a visual representation of a portfolio and determining an efficient allocation  
The invention provides a method and device for creating a holistic representation of a portfolio. The model graphs diversification and explains diversification as symmetry. The model can facilitate...
7472083 Document exchange  
In an e-commerce context, a method and system are provided for exchanging documents in transactions between partners. The partners are joined in an exchange network and are communicating with each...
7469227 Retail lending risk related scenario generation  
Generation of risk-related retail lending portfolio scenarios is disclosed. A selected functional form is used to decompose vintage performance data into a maturation component, an exogenous...
7469225 Refinancing model  
A method for modeling a current expected prepayment spread for a mortgage-backed security (MBS) as a function of a current refinance activity is disclosed. According to various embodiments, the...
7469224 Real-time point-of-sale change-of-address processing  
The present invention provides the ability to solicit and obtain updated information about a customer or person. The present invention can be incorporated into a service provision system and thus,...
7469223 Index selection method  
A method for forming an index in which a universe of N instruments is initially defined. In a second step, a covariance matrix is assigned to the universe. In a third step, one of the instruments...
7467112 Method for listing a futures contract that physically settles into a swap  
According to some embodiments, a futures contract is listed on a futures trading exchange. The futures contract physically settles upon expiration into a reference swap. The reference swap is...
7467110 Method for market making  
A preferred embodiment of the subject invention automates the market making process for currency trading. When a quote request for a currency is received from a client (preferably over a computer...
7467109 System and method for determining eligibility and enrolling members in various programs  
A system and method for determining eligibility of persons and enrolling those persons in various programs. For example, one embodiment is particularly suited for enrolling credit card members in...
7467108 System and method for predicting security price movements using financial news  
A method of creating a price prediction model that forecasts short-term price fluctuations in financial instruments by collecting, analyzing and classifying financial news for a financial...
7467107 Web-based system and method for hedge fund compliance  
A computer-based method for facilitating hedge fund compliance is disclosed. The method includes receiving input data descriptive of one or more aspects of a hedge fund management operation,...
7467106 System and method for offer management  
A method for offer management may comprise: providing a plurality of offers for targeting at a plurality of accounts based on a plurality of business rules; prioritizing the plurality of offers;...
7467105 Price calculator  
A method is provided for calculating a price of a financial instrument that includes obtaining parameters of the financial instrument from a financial database of transactions and determining the...
7464859 Reimbursement process and processor for conducting a financial transaction  
A purchase account is issued without association to a reimbursement account. The purchase account is registered, forming an association with the reimbursement account for reimbursement...
7464053 Buyer-driven purchasing loyalty system and method using an electronic network  
Disclosed is a method and system for effectuating a buyer-driven and buyer-executed commerce system. The system allows prospective buyers and sellers of goods and services to anonymously exchange...
7464052 Portfolio accounting and risk management system  
A method and system for managing investment portfolio risk on a computer system. A plurality of parameters, including an identifier, a market price, a stop-loss price, a commission, a skid, and a...
7461775 Apparatus and methods for processing misread or miskeyed magnetic indicia  
The present invention is directed to methods and apparatus for processing check data, such as data stored using magnetic indicia. In one embodiment, a check transaction processing system receives...
7461027 Basket creation process for actively managed ETF that does not reveal all of the underlying fund securities  
Methods and apparatus are provided to administer an actively managed investment company that invests assets in fixed income securities. The investment company issues one or more classes of shares...
7461025 Driver amount and count selection processing for financial processing in a relational database management system  
A Value Analyzer system is a data-driven computer-facilitated financial model that provides accurate and consistent profitability calculations using account and event data stored in a relational...
7461023 Price charting system and technique  
The invention is directed to a market price charting method for displaying both current and historical price activity in terms of valuation rather than absolute price. The invention allows users to...
7461021 Method of ascertaining an efficient frontier for tax-sensitive investors  
There are computerized processes for financial planning for individuals and groups whose financial portfolio would be subject to tax on certain events. But these processes do not take into account...
7457776 Systems and methods for providing a combination financial product  
The present invention relates to systems and methods for administering combination annuity products and to combination annuity products themselves. Certain embodiments of the invention can be used...
7457775 System and method for selecting securities for investment  
A system and method for automated selection of securities within an index for purchase or sale. The system and method according to certain embodiments of the present invention select securities...
7457774 Dynamic reallocation hedge accounting  
A hedged exposure and an associated hedging instrument can be accounted for to reduce periodic earnings volatility associated with the hedged exposure. The accounting to reduce the earnings...
7457773 Method and system for generating a calendar with a variable definition of days  
Embodiments of the present invention relate to a method and system for generating a calendar comprising a variable definition of days. The variable definition of days may correspond to an...
7454383 Methods and systems for assessing loan portfolios  
Methods and systems for assessing a loan portfolio for variance are described. In an example embodiment, the method comprises the steps of identifying a milestone for at least one loan in the...
7454382 System and method for holding and sending an order to a matching engine  
A user can submit an order to buy or sell a tradeable object, only the order does not get sent to the matching engine. Instead, the order is placed in temporary storage and it is displayed to the...
7454379 Process for comprehensive financial and estate planning  
A process for generating a financial and liquidity estate plan for a client and defining a life insurance product for use therewith. The process includes determining the client's assets and...
7454376 Online investment trust creation and management  
A system and method for creating and administering trusts over the Internet. A grantor accesses a website over the Internet that is served by a trust account administration server. The server...
7454375 Computer readable medium for accelerating Sarbanes-Oxley (SOX) compliance process for management of a company  
Computer readable medium for performing a method for accelerating Sarbanes-Oxley (SOX) compliance for management of a company includes defining scope components needed for Sarbanes-Oxley compliance...
7454374 Method for evaluating a forward-buy opportunity  
A method for evaluating a forward-buy opportunity relating to a product set is provided. At the outset, an incremental forward buy quantity for each product in the product set is initialized to a...
7454373 System and method for providing automated database assistance to financial service operators  
A financial customer support system provides an integrated gateway to a service operator fielding financial service calls via a call center or other facility. Service attendants taking calls via an...
7454372 Market event alerts and user access to monitoring data  
A method of detecting alert conditions includes receiving an electronic market event message for a new quote from a market participant, requesting a previous quote for the items, and determining...
7451114 Conducting commerce between individuals  
Receiving payment includes the establishment, at a first server, a transaction record including information identifying a payment amount, a first account to be credited by the payment amount, and a...
7451113 Card management system and method  
A method of registering a credit card user's credit card information by a credit card management organization. A card user accesses the card management computer system in a computer network. The...
7451111 Queuing exemption method, queuing place-taking method and auction system  
In order to exchange waiting time, troublesomeness, and labor incurred in the receiving of goods and services with a monetary value, and acquire a priority with respect to the provision of goods...
7451109 Method and system for administering a discounted security  
An exchangeable security, tradable on a securities exchange is issued at a share price that is a discount from the share price of an underlying security or basket of underlying securities. At or...
7451106 System and method for competitive pricing and procurement of customized goods and services  
An apparatus and method or selecting a lowest bidding vendor from a plurality of vendors of a customized good or service, including receiving a set of vendor's attributes from each of the plurality...
7451104 Method for funding an organization  
A method for funding an organizing with cash flows derived from the death benefits of life insurance policies initiated within a bankrupt remote, special purpose entity having the same insurable...
7451103 System and method for centralized automated reconciliation of custody accounts  
A method and system for centralized automated reconciliation of investment manager and related custody accounts makes use of computer hardware and software in a service bureau environment to...
7447660 System and method for capacity testing of electronic funds transfer systems  
The system of the invention provides for testing of Electronic Funds Transfer host systems. A first personal computer is used to generate test scripts. The test scripts are downloaded to a number...
7447659 Electronic lending and borrowing system  
A common forum for borrowing and lending includes a plurality of remote devices associated with respective potential counterparts, a communications network for permitting communication between the...
7447657 Method and systems for handling method level processing in connection with account pricing  
A method and system are provided for automatically adjusting individual components of account processing for credit card accounts or other financial accounts based on characteristics and behavior...
7447654 Computer trading of financial interests  
Methods, systems, and apparatus for improved trading of financial interests via a computer network are disclosed. Improvements include crossing or commingling of auction and non-auction transaction...
7447652 Methods and systems for portfolio cash flow valuation  
In an exemplary embodiment, invention is a method for analyzing portfolios of distressed financial assets for the purpose of bidding to acquire those assets. The method utilizes a network-based...
7447651 Digital computer system for operating a customizable investment fund  
A computer-aided method for operating a customizable investment fund, the method includes receiving, at a central computer, first digital signals from a first computer specifying a custom set of...
7447650 Method for accelerating Sarbanes-Oxley (SOX) compliance process for management of a company  
A method for accelerating Sarbanes-Oxley (SOX) compliance for management of a company is disclosed. The methodology employs a method that includes defining scope components needed for...
7444304 Credit card transaction tracking systems and methods  
A method of monitoring financial transactions includes periodically receiving a list of target account identifiers at a processing server and periodically transmitting the list to each of a...
7444301 Method and system for enhanced distribution of financial instruments  
An issuer models financial instruments (e.g., proposed securities) with initial financial parameters to facilitate defining a financial instrument with final financial parameters for actual...
7444300 Method and system for improved fund investment and trading processes  
Systems and methods are disclosed for managing and trading an investment fund having a portfolio including any combination of financial instruments and cash and having a general class of fund...